finance

finance的音标是[ˈfɪnæns]，基本翻译是“财政，金融”。

速记技巧：将字母拆分记忆，注意字母组合的发音规律。例如，可以将单词拆分为fi-nance，其中fi发/fi/的音，而字母组合n-ance通常表示“…的东西”，因此可以联想到与金钱、财政相关的意思。

Finance这个词源自拉丁语，意为“资金”或“金融”。它的变化形式包括复数形式finances，过去式fianced和过去分词fiancé。

相关单词：

1. Financial：这个词源自拉丁语，意为“与资金或财务有关的”。它是一个形容词，可以用来描述财务状况、财务报告、金融政策等。

2. Finance Minister：财政部长，负责管理国家的财政事务。

3. Financial Aid：经济援助，通常用于资助学生或个人完成他们的教育或事业。

4. Financial Crisis：金融危机，指的是金融系统中的严重问题，可能导致经济崩溃。

5. Financial Institution：金融机构，包括银行、保险公司、证券公司等。

6. Finance Bill：财政法案，通常用于规定政府财政政策和税收政策。

7. Financial Management：财务管理，是一门学科，研究如何有效地管理公司的资金流。

8. Financial Report：财务报告，是描述公司或组织财务状况的正式文件。

9. Financial Sector：金融部门，指的是一个经济体中与资金和投资有关的行业和机构。

10. Financial Engineering：金融工程，是一门学科，研究如何使用工程方法来设计和优化金融系统中的各种问题。

以上这些词汇都与金融和财务管理有关，涵盖了从政策到个人援助，从机构到学科等多个方面。Finance作为核心概念，已经深深地渗透到现代经济生活中，成为不可或缺的一部分。

常用短语：

1. financial aid 财政援助

2. financial statement 财务报表

3. budgetary control 预算管理

4. cash flow 现金流

5. equity financing 股权融资

6. debt financing 债务融资

7. financing lease 融资租赁

例句：

1. The company is seeking financial aid to help it through the economic downturn.

2. The company"s financial statement showed a significant increase in profits.

3. The budgetary control system needs to be strengthened to ensure effective spending.

4. The cash flow of the business is positive, indicating healthy cash flow.

5. The company has been considering debt financing to fund its expansion plans.

6. The financing lease allowed the company to acquire the equipment without incurring significant upfront costs.

英文小作文：

标题：Financing Options for Business Expansion

In today"s competitive business environment, financing options have become increasingly important for business expansion. There are various financing options available, ranging from debt financing to equity financing and financing leases. Each option has its own advantages and disadvantages, and it is important for businesses to carefully consider their financing needs and options before making a decision.

Debt financing is often the most cost-effective option for businesses that need funding for short-term projects or expansion plans. It allows businesses to access funds quickly and easily, and can provide flexibility in managing cash flow. However, it also comes with repayment obligations, which can be a burden if not managed properly.

Equity financing is the option of raising funds by selling ownership shares in the business to external investors. This option provides long-term funding and can help businesses build a strong foundation for growth, but it also comes with increased ownership responsibilities and risks for the business.

Financing leases provide an alternative to traditional purchase options for businesses that need to acquire equipment without incurring significant upfront costs. This option allows businesses to spread the cost over a period of time, while retaining ownership of the equipment.

Ultimately, the best financing option for a business depends on its specific needs and circumstances. Businesses should carefully consider their financing options, weighing the pros and cons of each, before making a decision that is right for their business and its stakeholders.