amortised

amortised的音标是[əˈmɔːtɪst]，意思是按期摊销的。在记忆这个单词时，可以结合其词根和词缀的特点来速记，其中amortise是动词形式，表示摊销，而-ed是过去分词后缀，表示已经摊销的状态。因此，amortised就是已经摊销了的分期付款的意思。

Amortised这个词的英文词源可以追溯到法语中的“amortir”，意为“减轻、逐渐消失”。它的变化形式包括“amortization”和“amortgage”，前者指的是分期付款的利息和本金，后者指的是抵押贷款的分期偿还。

相关单词：

1. Mortgage（抵押）：这个词源自法语中的“mort”，意为“死亡”，后来引申为“抵押”，表示将财产作为担保抵押给债权人。

2. Interest（利息）：这个词源自拉丁语中的“interest”，意为“使感兴趣”，后来引申为“利息”，表示因借贷而产生的额外费用。

3. Payable（应付）：这个词表示需要支付的，来自于拉丁语中的“paiere”，意为“支付”。

4. Amortization（分期付款）：这个词表示分期偿还本金和利息的过程，来自于amortized的名词形式。

5. Amortization Schedule（分期偿还计划）：这个词表示分期偿还的本金和利息的时间表，通常在贷款合同中列出。

Amortised这个词在计算机科学中常用于讨论算法的时间复杂度，表示一种经过平均化的时间复杂度，可以减少初始阶段的负担，从而更好地应对变化的情况。这个词的使用使得算法的设计更加灵活和实用。

Amortised短语：

1. Amortised cost

2. Amortised time

3. Amortised interest

4. Amortised cost of equity

5. Amortised value

6. Amortised loan

7. Amortised tax

双语例句：

1. The amortised cost of the loan is calculated by dividing the principal by the number of periods. (贷款的摊销成本是通过将本金除以期限数来计算的。)

2. The amortised cost of equity is the discounted future cash flows divided by the current market value of the equity. (股权的摊销成本是未来现金流量的折现值除以当前股权的市场价值。)

英文小作文：

Amortisation is a method of accounting for the cost of an asset over its useful life. It allows for the gradual reduction of the asset"s value to zero over time, rather than recording a large expense all at once. For example, if you buy a car, the purchase price is amortised over the car"s lifespan, reducing each month as it depreciates.

In real estate, amortisation refers to the repayment of a mortgage over a certain period of time, usually monthly. This allows for a gradual reduction in debt over time, rather than a large lump sum payment at the end of the term.

Amortisation is also used in other contexts, such as accounting for the cost of software or intellectual property over time, or in estimating the value of a business based on its assets and liabilities over a period of time.

In summary, amortisation is a method of accounting that allows for gradual reduction of costs or values over time, which can be very useful in various contexts.