creditor

creditor的音标为[ˈkredɪtə(r)]，基本翻译为“债权人；债权国”，速记技巧为“克瑞迪特”谐音“克日替特”，意为“债权人”。

Creditor这个词的词源可以追溯到拉丁语中的creditus，意为“被相信的人”或“被信任的人”。在英语中，这个词被借用了，并经过了一些变化形式，如credit（信用，信任）、credence（信任）和credibility（可信性）。

相关单词：

1. Credit card：信用卡，这个词是由credit（信用）和card（卡片）组成的，用于表示可以透支的银行卡。

2. Credibility：可信性，这个词是由creditor（债权人）和ibility（可…性）组成的，用来表示某件事的可信程度。

3. Credence：信任，这个词是由creditor（债权人）和ence（行为）组成的，表示对某人的信任或信赖。

4. Credibility gap：信任鸿沟，这个词是由credibility（可信性）和gap（鸿沟）组成的，用来描述在建立信任过程中出现的问题或差距。

5. Credibility crisis：可信性危机，这个词是由credibility（可信性）和crisis（危机）组成的，用来描述某件事或某个人失去信任的情况。

6. Credibility test：可信性测试，这个词是由credibility（可信性）和test（测试）组成的，用来评估某件事的可信程度。

7. Credibility-enhancing institutions：可信性增强机构，这个词是由institution（机构）和enhancing（增强）组成的，用来表示那些能够增强某件事或某个人可信度的机构或组织。

8. Credibility-enhancing measures：可信性增强措施，这个词是由credibility-enhancing（可信性增强的）和measures（措施）组成的，用来表示为了提高可信度而采取的措施。

9. Credit rating agency：信用评级机构，这个词是由credit（信用）和rating（评级）组成的，用来表示对某个机构或个人的信用状况进行评估的机构。

10. Creditworthiness：信用度，这个词是由credit（信用）和worthiness（值得的）组成的，用来表示某人或某机构的信用状况的好坏程度。

常用短语：

1. creditor"s claim

2. in debt to creditors

3. pay off creditors

4. owe money to creditors

5. be in debt to creditors

6. be in arrears with creditors

7. take legal action against creditors

例句：

1. I am currently in debt to creditors for my failure to repay my loans on time.

2. We must pay off creditors as soon as possible to avoid further legal action.

3. The company owes a large sum of money to creditors and is facing bankruptcy.

4. The creditor"s claim has been settled and we are now debt free.

5. We must be careful not to be in debt to creditors for too long or we may find ourselves in a difficult situation.

6. If we are unable to pay our creditors, they may take legal action against us.

7. We need to take legal action against the unscrupulous creditor who is trying to extort money from us.

英文小作文：

标题：Debt Management: The Importance of Being Responsible

Debt is a common problem for many people and businesses, and it can have a significant impact on their financial well-being. Whether it"s owing money to creditors or being in debt to creditors, managing debt effectively is crucial for maintaining financial stability and avoiding further problems down the road.

One of the best ways to manage debt is to be responsible and proactive in paying off your creditors as soon as possible. This means being mindful of your finances, setting realistic repayment plans, and avoiding further borrowing that could lead to more debt. If you"re unable to pay your creditors, it"s important to take legal action against the unscrupulous creditor who is trying to extort money from you, rather than letting them take advantage of your situation.

By being responsible and proactive in managing debt, you can avoid further problems and ensure that your financial well-being is protected. Ultimately, debt management is about being mindful of your finances, setting realistic goals, and taking appropriate action to avoid further problems down the road.