down-payment

down-payment的音标为["daʊn-pəʊˈmeɪtn]，基本翻译为“首付款；预付金”。速记技巧可以考虑将“down”和“payment”分开记忆，如“down”可以理解为“向下”，从而联想到“付款”的场景，而“payment”则可以理解为“付款”，从而联想到“首付”。同时，也可以通过联想记忆法来记忆，如将“down-payment”与“down payment”进行比较，前者强调的是“付款”的动作，而后者强调的是“付款”的结果，即“首付”。

down-payment这个词的词源可以追溯到英语单词“down”和“payment”，其中“down”意为“向下”或“减少”，而“payment”意为“支付”。因此，“down-payment”意为“预付款”或“首付”。

变化形式：在拼写上，它通常被写作“down-payment”，但在某些情况下，如正式的书面或法律文件中，它可能被写作“downpayment”。

相关单词：

1. up-payment（预付款）

2. deposit（定金）

3. advance（预付）

4. pre-payment（预先支付）

5. first-payment（第一期付款）

6. down-payment schedule（首付计划）

7. payment plan（付款计划）

8. installment（分期付款）

9. monthly payment（月付款）

10. weekly payment（周付款）

这些单词都与“down-payment”有关，因为它们都涉及到预先支付或分期支付的概念。

down-payment常用短语：

1. 头期屋款

2. 押头期款

3. 头期款

4. 付首期

5. 首期付款

6. 首付

7. 押金

双语句子：

1. 我们需要先付一部分作为首付。

2. 如果你想购买这辆车，你需要支付一定的首付款。

3. 房价太高，我只有一半的钱可以作为首付款。

4. 如果你想获得贷款，你需要支付一定的首付。

5. 首付款是购买房产的一部分费用，通常需要提前支付。

6. 如果你想尽快入住新房，你需要支付更多的首付款。

7. 首付款的多少取决于房屋的价格和贷款机构的规定。

英文小作文：

Down Payment and Mortgage Loan

When purchasing a house, down payment and mortgage loan are two important factors to consider. The down payment is usually a significant amount of money that needs to be paid upfront, while the mortgage loan is a long-term loan that needs to be repaid over time.

The down payment can be used to reduce the overall cost of the house and can also help reduce the risk of defaulting on the loan. However, it also means that you need to save up a significant amount of money in advance. On the other hand, a mortgage loan can be a good option for those who need more time to save up for the down payment or who have a longer repayment term available.

In conclusion, the down payment and mortgage loan are two important factors that need to be carefully considered when purchasing a house. Understanding the different options available and how they affect your financial situation is crucial when making such a significant decision.