delinquencies

delinquencies的音标为：[ˌdelɪˈkwənsɪz]，翻译为“违反；犯罪行为；拖欠款项”的意思。

速记技巧：delinquency可拆分为de+linqu+ency，其中de表示“去掉，离开”，linqu表示“离开的物品”，ency表示状态，整体记忆为“离开期限内的物品”。同时也可以根据谐音记忆为“碟棱个你死”，即拖欠款项让债主很生气。

"delinquency"这个词源于拉丁语，意为“失约”或“未履行义务”。它的词源可以追溯到拉丁语的"delinuerre"，意为“未履行”。

变化形式：在英语中，delinquency通常用作名词，意为“失约，违反义务，犯罪行为”。

相关单词：

1. "delinquent" - 形容词，表示“未履行的，未遵守的；违法的，犯罪的”。这个词可以用来描述那些未履行义务或违反法律的人。

2. "lien" - 名词，意为“扣押权”，与delinquency有相似的含义，都涉及到未履行义务的情况。

3. "default" - 名词和动词，意为“违约，未履行；不履行义务”。这个词常用于描述一方未能履行合同或义务的情况。

4. "noncompliance" - 名词，意为“不遵守，不履行”。这个词常用于描述一方未能按照规定或协议行事的情况。

5. "nonpayment" - 名词和动词，意为“不支付，未付款”。这个词常用于描述一方未能支付应付款项的情况。

6. "nonperformance" - 名词和形容词，意为“不履行，未履行”。这个词常用于描述一方未能完成承诺或义务的情况。

7. "fault" - 名词和形容词，意为“过失，错误”。这个词可以用来描述违反义务或规则的行为。

8. "neglect" - 名词和动词，意为“忽视，疏忽”。这个词可以用来描述对义务或责任的不负责任的行为。

9. "faulty" - 形容词，意为“有错误的，不正确的”。这个词可以用来描述行为或决策中的错误或不适当之处。

10. "penalty" - 名词，意为“处罚，惩罚”。这个词常用于描述因违反规则或义务而受到的惩罚或罚款。

常用短语：

1. delinquency rate 拖欠率

2. high delinquencies 高违约率

3. delinquency notice 违约通知

4. past due 逾期未付

5. non-payment 未付款项

6. overdue accounts 逾期账款

7. delinquency management 违约管理

双语句子：

1. The company has a high delinquencies rate because of poor management. 由于管理不善，公司的违约率很高。

2. I"m sorry, but I can"t pay the overdue rent. 对不起，我无法支付逾期未付的房租。

3. The bank sent a delinquency notice to my account, but I didn"t know what was happening. 银行发来一份违约通知到我的账户上，但我不知道发生了什么。

4. The company has been dealing with a large number of past due invoices due to the economic downturn. 由于经济不景气，公司一直处理大量逾期未付的发票。

5. We need to improve our delinquency management system to avoid future problems. 我们需要改进我们的违约管理系统以避免未来出现麻烦。

6. The bank is considering taking legal action against the delinquent borrower. 银行正在考虑对违约借款人采取法律行动。

7. The company has been working hard to reduce its delinquencies by improving its payment system and procedures. 公司一直在努力通过改善付款系统和程序来减少违约情况。

英文小作文：

Title: Delinquencies: The Bane of Business Operations

Delinquencies, whether it"s a payment that"s overdue, a contract that"s been breached, or a debt that"s unpaid, can pose a significant challenge to any business operation. Whether it"s a small start-up or a large corporation, delinquencies can have a negative impact on cash flow, reputation, and customer relations.

To avoid delinquencies, businesses need to have a clear payment policy, maintain good communication with their customers, and be proactive in managing their accounts receivable. Additionally, they need to have a reliable collection process in place to ensure that debts are collected on time.

However, even with these measures in place, businesses still need to be prepared for the possibility of delinquencies. They need to have a contingency plan in place that includes alternative sources of funding, alternative products or services, and alternative suppliers. Additionally, they need to be willing to take appropriate legal action when necessary to protect their business interests.

Delinquencies can be a painful experience for any business, but with proper planning and preparation, businesses can minimize the impact and turn a potential challenge into an opportunity.