improvident

improvident的音标是[ɪmˈprɒvɪdənt]，基本翻译是挥霍无度的、不顾将来，速记技巧可以是“im不投资”。

Improvident这个词来自拉丁语improvidentia，意为“缺乏预见性，没有计划”。它的变化形式有improvidenti（形容词形式）和improvidenter（比较级形式）。

相关单词：

1. Income - 这个词来自拉丁语incomptus，意为“不完整的，不充分的”。

2. Wasteful - 这个词来自拉丁语wastus，意为“浪费的，挥霍的”。

3. Prosperity - 这个词来自拉丁语prosperus，意为“繁荣的，成功的”。

这些单词都与improvident有某种联系，因为它们都与缺乏计划或预见性有关。这些单词在英语中都有不同的含义和用法，但它们都强调了缺乏规划和节俭的重要性。

Improvident这个词本身也强调了缺乏预见性和计划可能会带来不良后果。因此，在讨论经济、财务和个人生活等方面时，这个词经常被用来强调谨慎和节俭的重要性。

常用短语：

1. be imprudent about

2. lack foresight

3. lack financial discipline

4. be reckless with

5. squander

6. be irresponsible with

7. lack financial planning

例句：

1. He was imprudent about his money and ended up in debt.

2. She lacked foresight and spent all her savings on a luxury item.

3. We must be financially disciplined and avoid imprudent spending.

4. He was reckless with other people"s property and got into trouble.

5. She squandered her inheritance and ended up living in poverty.

6. He was irresponsible with his finances and failed to save for retirement.

7. Lack of financial planning can have serious consequences.

英文小作文：

标题：The Importance of Financial Planning

In today"s fast-paced and ever-changing world, it is essential to have a plan for our finances. Without proper financial planning, we run the risk of making imprudent decisions that can have long-term negative consequences.

Financial planning involves setting goals, creating a budget, and managing our money in a disciplined manner. It also includes understanding our risk tolerance, investing strategies, and retirement planning. By taking these steps, we can avoid being irresponsible with our finances and ensure we have a secure future.

However, financial planning is not just about the future; it is also about the present. By being financially disciplined, we can avoid imprudent spending and maintain financial stability in our current situation. This helps us to live within our means and avoid debt, which can be a burden that affects our overall well-being.

Therefore, it is vital to take the time to plan our finances carefully and deliberately. By doing so, we can avoid regretting our decisions and ensuring we have a secure and prosperous future.