cash on hand

cash on hand ["kæʃ əʊ nhæm]

音标：/kæʃʊn hæm/

基本翻译：手头现金

速记技巧：cash（现金）+ on（在…上）+ hand（手）

使用场景：描述当前手头上有一定金额的现金。

cash on hand这个词的词源可以追溯到英语单词“cash”，意为现金或现款。而“on hand”则表示在手边或附近的。这个词组结合在一起，表示手头的现金。

变化形式：cash在用作名词时，可以有复数形式“cash”，表示大量的现金。

相关单词：

1. cashier - 银行出纳员，负责处理现金事务的人。

2. payroll - 工资单，包含公司员工工资的清单。

3. currency - 货币，通常指流通中的货币。

4. deposit - 存款，通常指存入银行或其他金融机构的现金。

5. revenue - 收入，通常指政府或公司的收入，包括税收和销售收入等。

6. banknote - 钞票，一种纸币，通常用于交易或存储现金。

7. wallet - 钱包，用于存放现金、信用卡和其他个人物品的小型皮夹子。

8. cashiering - 解雇或开除，因为这个词组源自于银行出纳员被解雇的情况。

9. cash flow - 现金流量，描述公司在特定时间段内现金流入和流出的状况。

10. cash register - 现金出纳机，一种用于处理零售交易的电子设备。

常用短语：

1. cash in hand

2. cash on delivery

3. cash basis accounting

4. cash flow forecast

5. cash equivalent

6. cash collateral

7. cash reserve

例句：

1. We need to keep a cash reserve for unexpected expenses.

2. We prefer to pay by cash on delivery as it is safer and more convenient.

3. The company"s cash basis accounting system ensures transparency and accuracy.

4. The cash flow forecast indicates that we will have a positive balance at the end of the year.

5. The property is offered for sale with cash equivalent guarantees.

6. The bank requires us to provide cash collateral against the loan.

7. We need to set aside a portion of our profits as a cash reserve for future emergencies.

英文小作文：

Title: The Importance of Cash Reserves

Cash reserves are crucial for any business, as they provide a buffer against unexpected expenses or emergencies. When times are tough, having a cash reserve can help businesses stay afloat and avoid bankruptcy.

Cash reserves can be set aside in various ways, such as by keeping a certain amount of cash on hand, or by depositing excess profits in a savings account or other safe investment vehicle. These reserves can be used to cover unexpected expenses, such as repairs or equipment replacements, or to provide a cushion during periods of low sales or revenue.

In addition to safeguarding against unexpected expenses, cash reserves can also be used to fund future growth and expansion. By setting aside a portion of profits as a reserve, businesses can plan for future opportunities and capitalize on market trends without having to raise additional funds through debt or equity issuance.

Finally, cash reserves can help businesses maintain a healthy balance sheet and credit rating, which can be crucial for accessing further financing or attracting new investors. Therefore, it is essential for businesses to maintain a sufficient cash reserve to ensure their long-term success and growth.