checking account

checking account的音标为[ˈtʃekɪŋ ɑːkɪn]，基本翻译为“支票帐户”，速记技巧为：用英文单词“cheque”和“account”的组合来记忆。

Checking account的英文词源：

Checking account一词源于英语，意为“检查账户”。其词根“check”意为“检查，核对”与账户的性质相符，表示账户的持有者需要定期核对账户余额。

变化形式：复数形式为checking accounts。

相关单词：

1. Checklist：清单，列单子；核对表。这个词源于check（核对），常用于列出需要检查的项目。

2. Reconcile：核对，调节。这个词源于拉丁语，意为“使一致”，常用于指核对账目，使之相符。

3. Verify：验证，证实。这个词源于拉丁语verify，意为“检查，核实”，常用于指对信息进行核实，以确保其真实性和准确性。

4. Balance：平衡，均衡。这个词源于拉丁语balanceo，意为“平衡”，与checking account的词义相符，表示账户余额的平衡状态。

5. Accounting：会计学。这个词源于拉丁语和希腊语，意为“记录”，常用于指会计工作，包括账户的记录和核对。

6. Ledger：分类账，账目。这个词源于checking account的复数形式checking accounts，意为“检查的账目”，常用于指记录各种交易的账本。

7. Deposit：存款。这个词源于拉丁语depositio，意为“放置”，与checking account的存款性质相符。

8. Withdrawal：取款。这个词源于拉丁语withdraware，意为“撤退”，与checking account的取款功能相符。

9. Overdraft：透支。这个词源于checking account的特性，表示账户余额不足以支付取款金额的情况。

10. Overpayment：超额支付。这个词与Overdraft相反，表示多支付了款项的情况，也与checking account相关。

checking account常用短语：

1. have a checking account 拥有支票存款账户

2. deposit money in your checking account 把钱存入你的支票存款账户

3. withdraw money from your checking account 从你的支票存款账户中取钱

4. overdraft 透支

5. check your balance 查看余额

6. notify your bank 通知银行

7. transfer money between accounts 在账户之间转账

双语例句：

1. I opened a checking account at the bank last week. 我上周在银行开了一个支票存款账户。

2. Can you tell me how much money is in my checking account? 你能告诉我我的支票存款账户里有多少钱吗？

3. I withdrew $200 from my checking account yesterday. 昨天我从我的支票存款账户里取了200美元。

4. I overdrew my checking account by $50 last month. 上个月我的支票存款账户透支了50美元。

5. I checked my balance and it showed that I had $50 left in my account. 我查看了一下余额，发现我的账户里还剩下50美元。

6. Please notify me as soon as you receive the payment so that I can make the necessary adjustments to my checking account. 请一收到付款就通知我，以便我能对我的支票存款账户做出必要的调整。

7. I transferred $500 from my savings account to my checking account today. 今天我从我的储蓄账户转了500美元到我的支票存款账户。

英文小作文：

Checking Accounts: A Key to Financial Freedom

Checking accounts are essential tools for managing personal finances, providing access to funds for daily expenses, and managing cash flow. With a checking account, one can easily deposit and withdraw money, as well as track their balance online or through mobile apps. Additionally, checking accounts offer overdraft protection, which can be a lifesaver when faced with unexpected expenses. However, it is important to maintain a healthy balance in order to avoid fees and unnecessary stress.

By using a checking account responsibly, individuals can gain greater financial freedom and peace of mind. By being mindful of their spending and budgeting, checking accounts can be a valuable tool for achieving financial goals and staying on top of their finances. Therefore, it is essential to choose a reputable bank and maintain a healthy relationship with their staff to ensure that one’s financial needs are met effectively and efficiently.