co-pay

co-pay的音标是[kəʊ pəɪ]，意思是共同支付的费用。速记技巧是看到co-pay就想到共同（共同co-，pay付款） 。

Co-pay这个词的英文词源可以追溯到拉丁语“co-”表示“共同”或“一起”和“pay”表示“付款”。它的变化形式包括复数形式“co-pays”和过去式“co-paid”。

相关单词：

Co-insurance：共同保险，指的是保险费中由被保险人自己承担的部分。

Co-payment：共同支付，是医疗保健制度中的一种规定，要求患者自己承担一部分医疗费用。

Co-requisite：共同必要条件，是一个课程或学习要求与另一个课程或学习要求同时存在的条件。

Co-worker：协作者，指的是共同工作的人或团体。

Co-op：合作社，是一种由社员购买并控制的企业或机构，通常提供商品和服务。

Co-ed：男女同校，指的是男女混合的学校或组织。

Co-mingling：混同，指的是将不同来源的资金或资产混合在一起。

Co-sign：共同签署，通常指一个人为另一个人担保或签署文件。

Co-location：共同安置，指的是两个或多个地点在同一空间内的安排。

以上这些单词都与“co-pay”有着某种联系，它们在不同的语境和含义中使用了“co-”这个前缀。

常用短语：

1. co-payment

2. co-insurance

3. deductible

4. copayment

5. co-pay

6. co-participate

7. shared responsibility

例句：

1. I have a $50 co-payment for this prescription.

2. The insurance policy has a $500 deductible.

3. The doctor"s office usually requires a $20 co-pay for appointments after 5pm.

4. I"m glad to know that we share responsibility for our health care costs.

5. The co-insurance for this procedure is 20%.

6. We must all co-participate in the health care system to ensure its sustainability.

7. The new law requires us to pay a shared responsibility fee each year to maintain our insurance coverage.

英文小作文：

Health insurance is a complex system that requires everyone to participate in order to ensure access to quality care. However, it also imposes financial burdens on individuals and families in the form of co-pays, deductibles, and co-insurance fees. These costs can be significant and can have a significant impact on individuals" ability to seek necessary medical care. Therefore, it is essential that we all work together to ensure that the system is fair and sustainable for all participants. At the same time, we must also remember that health insurance is only one aspect of good health and wellness, and it is important to take responsibility for our own health and wellbeing by making wise choices and exercising regularly.