amortization

amortization的音标是[ˌæmɔːraɪˈzeɪʃn]，意思是分期偿还。

速记技巧：可以将这个单词拆分记忆，其中“amort”可以谐音化为“按摸”，可以联想到按摸财产，从而记住这个单词。

Amortization这个词源自法语，意为“分期偿还”。其词源“amortir”意为“使减弱，使消失”。

变化形式：复数形式为“amortizations”，过去式为“amortized”，现在分词为“amortizing”。

相关单词：

1. Mortgage Amortization - 抵押贷款分期偿还。

2. Amortization Schedule - 分期偿还计划表。

3. Amortization Loan - 分期偿还贷款。

4. Amortization Calculator - 分期偿还计算器。

5. Amortization Analysis - 分期偿还分析。

6. Amortization Period - 分期偿还期。

7. Amortization Note - 分期偿还说明。

8. Amortization Method - 分期偿还方法。

9. Amortization Schedule - 资产折旧分期偿还表。

10. Amortization Loan Calculator - 分期偿还贷款计算器。

这些单词都与分期偿还有关，用于描述贷款或资产的还款方式。

常用短语：

1. amortization period 分期偿还期

2. amortization schedule 分期偿还表

3. amortization payment 分期偿还金额

4. amortization of debt 债务分期偿还

5. amortization of capital 资本分期偿还

6. amortization of interest 利息分期偿还

7. amortization of principal 本金分期偿还

双语例句：

1. The loan agreement specifies a 10-year amortization period for the repayment of the loan.

贷款协议规定贷款的还款期限为10年，采用分期偿还的方式。

2. The amortization schedule shows that the monthly repayment amount will increase gradually over time.

分期偿还表显示，随着时间的推移，每月还款金额将逐渐增加。

3. The amortization of debt is a crucial factor in ensuring the long-term viability of a business.

债务分期偿还是一个确保企业长期盈利的关键因素。

英文小作文：

Amortization of Loan

When taking out a loan, it is essential to consider the amortization schedule carefully. This schedule outlines how much money will be paid back in each installment over a certain period of time. By understanding the schedule, borrowers can plan their finances effectively and avoid any unexpected financial difficulties.

For example, if a person takes out a loan for a new car, the amortization schedule will show how much they will be paying back each month for a certain period of time. This information can help them to budget properly and avoid overextending themselves financially. Additionally, understanding the schedule can help borrowers to avoid being taken advantage of by high interest rates or hidden fees.

In conclusion, amortization is an essential aspect of any loan agreement and should be carefully considered by borrowers. Understanding the schedule and its implications can help to ensure that borrowers make informed decisions about their finances and avoid any unnecessary financial difficulties.