arrears

arrears的音标为[əˈreəz]，基本翻译为“欠款，拖欠”，速记技巧为“阿热热死，欠钱不还”。

arrears这个词的词源可以追溯到拉丁语“a”和“rearere”两个词，意思是“延期”或“拖欠”。它的变化形式主要有复数形式“arrears”，过去式“arrearied”和过去分词“arrearied”。

相关单词：

1. overdue：意为“逾期的，过期的”，其词源和arrears相同，都表示延期或拖欠。

2. arrears collector：意为“追讨欠款的人”，这个单词是由arrears（拖欠的款项）和collector（收集者）组成的。

3. backlog：意为“积压的工作，待处理的事务”，这个词是由back（向后）和log（堆积）组成的，表示一系列需要处理的事务。

4. arrears tax：意为“滞纳金”，这个词是由arrears（拖欠的款项）和tax（税款）组成的。

5. arrears payment：意为“逾期付款”，是由arrears（拖欠的款项）和payment（付款）组成的。

这些单词都与arrears有着密切的联系，它们反映了英语中对于延期或拖欠款项的处理方式。这些单词的使用也反映了社会对于信用和债务管理的重视。

常用短语：

1. back-arrears

2. overdue arrears

3. arrears in rent

4. arrears of taxes

5. arrears of payments

6. arrears of bills

7. arrears of salary

双语例句：

1. The landlord has accumulated back-arrears for months. (房东已经拖欠了好几个月的房租。)

2. The government has started collecting overdue arrears of taxes. (政府已经开始征收拖欠的税款。)

3. The student is behind in her studies due to overdue arrears of homework. (由于作业拖欠太久，学生落后于学习进度。)

4. The company has accumulated a large amount of arrears of payments from suppliers. (公司拖欠供应商一大笔款项。)

5. The bills are piling up due to lack of timely payment, causing me to have overdue arrears of bills. (由于没有及时付款，账单越积越多，导致我拖欠了账单。)

6. After being laid off, he had to deal with the arrears of salary he accumulated over the years. (被解雇后，他不得不处理多年来累积的拖欠工资问题。)

7. I am struggling to pay my bills on time due to my salary being insufficient to cover my expenses, leading to arrears of payments and overdue debts. (由于薪水不足以支付我的开销，我努力按时支付账单，导致拖欠付款和债务逾期。)

英文小作文：

Title: Arrears and Its Impact on Life

Arrears is a common problem in daily life, whether it"s a payment for rent, taxes, bills, or salary. It can have a significant impact on our lives, whether it"s affecting our living conditions, relationship with others, or even our mental health.

When we are behind in payments, we may struggle to keep up with our expenses, leading to a constant worry and stress. We may end up paying higher interest rates on debts, which can become a vicious cycle that becomes increasingly difficult to break. Additionally, we may face difficulties in obtaining new loans or credit, which can further limit our financial options.

On the other hand, dealing with arrears can also have a negative impact on our mental health. We may feel guilty and regretful about our financial situation, which can lead to feelings of hopelessness and helplessness. Additionally, we may experience social isolation and conflict with others due to our inability to pay our bills on time.

In conclusion, arrears can have a significant impact on our lives, both financially and psychologically. Therefore, it"s important to be mindful of our financial situation and take steps to avoid accumulating arrears as much as possible. By being proactive and taking responsibility for our financial decisions, we can avoid the negative consequences of arrears and live a more financially stable life.