by default

by default音标为：[bɪˈdʒɜːt]

基本翻译：缺席；由于没有选择或不能决定而被迫作出选择。

速记技巧：by+default（缺席）+-ly（表状态）=by default（缺席）。

by default: 词源为拉丁语by-de-fault，意为“由于疏忽”。

变化形式：过去式：defaulted；现在分词：defaulting；过去分词：defaulted；复数：defaults。

相关单词：

1. default rate（违约率）：指在贷款合同中未能按期偿还的贷款比率。

2. default loan（违约贷款）：指借款人未能按期偿还的贷款。

3. default judgment（缺席判决）：指在法庭上，由于被告缺席而作出的判决。

4. default in payment（未履行付款）：指未能按照合同或协议按时支付款项。

5. default in terms of（在……方面违约）：指在合同或协议中未能履行约定的条款。

6. default option（违约选择权）：指在合同或协议中赋予一方在违约情况下采取某种行动的权利。

7. default risk（违约风险）：指借款人可能无法按期偿还债务的风险。

8. default rate curve（违约率曲线）：用于描述违约概率随时间变化的曲线，用于评估借款人的信用风险。

9. default insurance（违约保险）：一种保险产品，为借款人提供在违约情况下获得赔偿的保障。

10. default-free debt（无违约债务）：指没有违约风险的债务，通常由信誉良好的借款人发行。

常用短语：

1. by default 默认情况下

2. take...for granted认为...理所当然

3. on the basis of根据...

4. in essence本质上

5. compensate for弥补

6. in the long run从长远来看

7. come to the rescue of赶来救援

例句：

1. They were forced to resign by default as they failed to submit their resignations on time.

他们因未能按时提交辞呈而被迫以默认方式辞职。

2. We should not take our parents" love for granted. We should show them our appreciation every day.

我们不应该认为父母的爱是理所当然的，我们应该每天表达对他们的感激之情。

3. On the basis of their hard work, the team has been able to compensate for their lack of experience.

在他们的努力工作的基础上，这个团队已经能够弥补他们缺乏经验的不足。

英文小作文：

When we think of defaults, we often associate them with negative outcomes, such as being unable to complete a task or missing out on an opportunity. However, by default, we can also see opportunities and positive outcomes. For example, someone who is unable to attend a meeting due to an emergency can compensate for this by researching and presenting relevant information during the meeting, thus contributing to the success of the event.

In essence, defaults can be seen as opportunities to learn, grow, and improve. By default, we can take a chance and try something new, even if it is not our original plan. This can lead to valuable experiences and increased knowledge that can help us in our future endeavors. Therefore, instead of seeing defaults as negative occurrences, we should embrace them as opportunities for growth and learning.