credit balance

credit balance的音标是[ˈkredɪt ˈbæləns]，基本翻译是“余额”，速记技巧是“克瑞迪 百勒安思”。

Credit balance这个词的英文词源可以追溯到拉丁语creditum，意为“信任的余额”。它的变化形式包括credit（信任）和creditio（信任，相信）。相关单词包括：

1. Credit card：信用卡，这个词由credit（信任）和card（卡片）组成，指可以信任的卡片，用于支付。

2. Credit score：信用评分，这个词由credit（信任）和score（分数）组成，用来评估一个人在信用方面的信誉程度。

3. Credit limit：信用限额，这个词由credit（信任）和limit（限制）组成，指一个人在某个金融机构的信用额度。

4. Overdraft：透支余额，这个词由over（超过）和draft（提款）组成，指超过信用限额的余额。

5. Overdue：逾期，这个词由over（超过）和due（到期）组成，指超过应付款期限的款项。

Credit balance这个词在金融领域中非常重要，它反映了个人或企业在信用方面的信誉程度和信用状况。这个词的使用和变化形式反映了人们对信任和信用的重视。

常用短语：

1. credit balance of account

2. credit balance sheet

3. account credit balance

4. credit balance sheet of the company

5. credit balance in the account

6. credit balance in the bank account

7. credit balance on the books

例句：

1. The company"s credit balance sheet showed a significant increase in assets and a decrease in liabilities.

2. The bank account has a credit balance of $500, which can be used for future transactions.

3. The account credit balance has been decreasing steadily over the past few months, indicating that the customer"s spending habits are becoming more responsible.

英文小作文：

Credit Balance and Accounting Matters

Accounting is a crucial aspect of business operations, and one of the key aspects of accounting is credit balance. Credit balance refers to the amount of money or assets that are available for use or withdrawal from an account or ledger. It is an essential component of financial reporting and helps businesses understand their financial position and cash flow. Understanding credit balance and its implications for business operations is crucial for effective decision-making and financial planning.

On a personal level, credit balance plays a significant role in managing finances. It helps individuals assess their financial situation and plan their expenses accordingly. For instance, if someone has a credit balance in their bank account, they can use it for future transactions or savings purposes. Conversely, if there is a negative credit balance, it indicates that there is insufficient cash or assets to cover expenses, which can pose financial challenges. Therefore, understanding credit balance and its implications is crucial for effective financial management and planning.