credits

credits的音标是[ˈkredɪts]，基本翻译是“学分；信贷；功劳；功劳簿”。

速记技巧是：可以通过简化单词或使用缩写来快速记录单词。例如，可以将“credit”简化为“crd”，或者使用首字母来记，如“c=cr、r=re、d=dit”，这样就可以快速记下这个单词。此外，还可以通过联想记忆法来记忆这个单词，例如，可以想象一个人获得了功劳，然后把功劳记在功劳簿上。

“credit”这个词的词源可以追溯到拉丁语“creditus”，意为“相信”或“信任”。它的变化形式包括过去式“credidit”，过去分词“creditum”，现在分词“crediting”以及形容词“credible”。

相关单词：

1. “creditor”：债权人，这个词源于credit，表示那些拥有别人欠他们债务的人。

2. “debt”：债务，这个词源于拉丁语的“debitum”，与credit相对应，表示欠债的状态。

3. “creditable”：值得信任的，可信赖的，这个词由credit衍生而来，表示值得信任的行为或表现。

4. “credence”：信任，这个词由credit和ence组成，表示对某事的信任或信心。

5. “credulous”：轻信的，这个词由credit和ulous组成，表示过于相信或轻信的人。

6. “creditworthiness”：信誉，这个词由credit和worthiness组成，表示某人或某物的信任度或可靠性。

7. “credibility”：可信度，这个词由credit和ibility组成，表示某事的可信程度。

8. “credibility gap”：信任鸿沟，这个词用于描述在信息不对称情况下，人们之间的信任缺失。

9. “credit card”：信用卡，这个词由credit和card组成，是信用卡的常用称呼。

10. “credit rating”：信用评级，这个词用于评估个人或公司的信用风险，以便于借贷决策。

以上这些单词都与“credit”这个词密切相关，反映了其在经济、金融和社会生活中的重要性和多样性。

常用短语：

1. credits for (doing) something

2. take credit for

3. bear/accept/give credit for

4. to have credit for

5. to owe sb. credit for

6. to have a credit rating

7. credit card

例句：

1. He received credit for coming late, but I didn"t think it was fair.

2. She took credit for her daughter"s success.

3. We must accept credit for what we have done.

4. She gave credit for her success to her hard work.

5. I owe my success to my teachers for their guidance and support.

6. I have a good credit rating, which helps me get loans and mortgages easily.

7. I have a credit card that allows me to buy goods and services without cash.

英文小作文：

标题：Credit and Its Importance in Today"s Society

Credit is a crucial concept in today"s society, where it plays a significant role in many aspects of life, including finance, education, and employment. It is essential to maintain a good credit record, which reflects one"s trustworthiness and reliability, and helps to establish credibility and trust with others.

Credit allows individuals to access loans and mortgages easily, which is crucial for purchasing homes and other major assets. It also helps individuals build a solid financial foundation and plan for the future, by allowing them to make long-term investments and save for retirement. Additionally, having a good credit record can lead to opportunities in education, employment, and other areas of life, where employers and mentors value trustworthy and reliable individuals.

However, maintaining a good credit record requires diligent attention to one"s finances and a responsible approach to debt management. It also involves being mindful of one"s credit score, which is based on factors such as repayment history, credit utilization, and new credit accounts. Therefore, it is crucial to be mindful of one"s credit status and take necessary measures to maintain a good credit record.