discount rate

discount rate的音标是[dɪ"skɒntrət ˌreɪt]。

基本翻译是“折扣率”。

速记技巧：直接记单词即可。

Discount Rate的英文词源：

Discount Rate这个词源于拉丁语“dis-”，表示“除去”或“否定”，以及“count”这个词，组合起来表示“扣除率”或“折扣”。

变化形式：复数形式是discount rates。

相关单词：

1. Discount：折扣，打折扣，折扣价

2. Rebate：退款，回扣，折价券

3. Reduction：减少，降低，缩小

4. Markdown：降价，打折，减价

5. Discounting：折扣计算，贴现，贴水

6. Discounting Policy：贴现政策，折扣政策

7. Discount Window：贴现窗口，信贷支持

8. Discount Rate Policy：利率政策，贴现率政策

9. Discounted Value：折价金额，折扣金额

10. Discount Rate Curve：贴现率曲线，折扣率曲线

以上这些单词都与discount rate有着密切的联系，表示与折扣、折价、减价、贴现等相关的概念。discount rate作为利率的一种形式，在金融和经济领域有着重要的意义。

常用短语：

1. discount rate for bonds

2. discount rate for loans

3. effective discount rate

4. risk-free discount rate

5. internal rate of return

6. discounted cash flow

7. present value

例句：

1. The bank charges a 5% discount rate for its loans.

2. The effective discount rate of the company"s investment project is 8%.

3. The risk-free discount rate is commonly considered to be the interest rate on government bonds.

4. The internal rate of return for the new factory is 15%.

5. The present value of future cash flows is the amount received today, discounted at the appropriate rate.

6. The discount rate is a crucial factor in evaluating a financial investment.

7. The decision-makers need to consider the discount rate when making investment decisions.

英文小作文：

Discount Rate and Financial Decision-Making

Discount rate is a crucial factor in financial decision-making, which determines the value of future cash flows. It is essential to evaluate the risk and return of various investment opportunities, and to make wise choices based on accurate analysis.

When considering a loan, for example, the discount rate determines the repayment amount over time. A higher discount rate means that future repayments are worth less, and thus the borrower may need to pay more upfront to ensure that they can afford the repayment schedule. Similarly, in evaluating a new investment project, the discount rate is used to calculate the present value of future cash flows, which helps decision-makers determine whether the project is worth investing in or not.

The discount rate also reflects the riskiness of the investment opportunity. A higher risk investment requires a higher discount rate to reflect the uncertainty and potential loss, while a lower risk investment may require a lower discount rate to reflect the stability and predictability of returns. Therefore, it is crucial for decision-makers to carefully consider the discount rate when making financial decisions, as it can significantly impact the outcome of their investments.