charge card

charge card的音标为["tʃɑːrd kɑːd]，基本翻译为“收费卡”或“收费卡”。

速记技巧：可以通过音节划分来记单词，将单词划分为几个音节来记忆，如“charge card”可以划分为“cha-ge ka-rd”四个音节。同时，也可以通过联想记忆法来记忆单词，如将“card”与“cardboard”（卡片）进行联想，想象一张卡片被放在一张硬纸板上，从而帮助记忆。

Charge card的英文词源可以追溯到19世纪，当时这个词主要用来描述一种用于支付账单的卡片。它的变化形式主要有复数形式“charge cards”和过去式“charged”以及现在分词“charging”。

相关单词：

Charge：意为“收费”、“充电”，同时也表示“指控”、“指责”。这个词在英语中有着丰富的含义，并且可以作为动词和名词使用。

Account：与charge密切相关，意为“账户”、“账目”，常用于描述财务交易。

Bill：意为“账单”，是日常生活中常见的词汇，用于描述消费或交易的明细单。

Payment：意为“支付”，是进行交易或偿还债务的必要步骤。

Debit：意为“扣除”，常用于描述从账户中扣除款项的过程，与credit相对。

Credit：意为“信用”，常用于描述在银行或其他金融机构建立的信用账户，用于借贷或支付。

Balance：意为“平衡”，在金融领域中，常用于描述账户余额，即账户中剩余的资金。

Recharge：意为“充电”，在某些情况下可以与charge通用，表示对电池或账户进行补充。

Chargeback：意为“退单”，常用于描述在购物或服务后对支付的款项进行退回的行为。

Prepaid：意为“预付费的”，常用于描述一种支付方式，即在购买之前预先支付一定的金额。

常用短语：

1. charge card debt

2. charge card balance

3. charge card payment

4. apply for a charge card

5. cancel a charge card

6. charge card interest rate

7. charge card limit

例句：

1. I"m struggling to pay off my credit card debt.

2. I need to adjust my credit card balance before the due date.

3. I always make my charge card payment on time.

4. I applied for a new credit card because I wanted more spending money.

5. I cancelled my old credit card and started using a new one.

6. The interest rate on my credit card is very high.

7. I"m trying to increase my credit card limit to cover bigger purchases.

英文小作文：

标题：Credit Card Usage and Responsibility

Credit cards can be a great way to make purchases, but they can also lead to significant debt if not used responsibly. I use a credit card to pay for large purchases that I cannot afford with cash, but I always make sure to pay off my balance in full each month to avoid interest charges. Using a credit card responsibly helps me keep track of my expenses and budget my money better. However, it is important to be mindful of your spending and avoid getting into debt that is beyond your ability to repay. Therefore, it is essential to use a credit card responsibly and avoid building up unnecessary debt.