amortize

amortize的音标为[ə"mɔ:taɪz] ，基本翻译为“分期偿还”，速记技巧为：amortize=arm+ortize，arm表示“武器”，ortize表示“用武器消灭债务”。

Amortize这个词的词源可以追溯到拉丁语和法语，意为“分期偿还”。它的变化形式主要有复数形式amortizings，过去式amortized和现在分词amortizing。

相关单词：

1. Amortization：分期偿还，摊销，是amortize的名词形式，常用于描述分期偿还某一费用或资产的过程。

2. Amortization Schedule：摊销表，是记录资产或费用摊销的表格或计划。

3. Amortization Calculator：摊销计算器，是一种工具，用于计算特定资产或费用的摊销金额。

在英文中，amortize这个词的使用频率相对较低，更多的是使用其相关名词和工具。这个词在金融和会计领域中尤其常见，用于描述对成本或投资进行分期偿还的处理方式。它强调的是将长期、持续的成本或投资分摊到各个会计期间，以更好地反映其真实的经济影响。

常用短语：

1. amortize over

2. amortize over a period of time

3. amortize the cost

4. amortize the debt

5. amortize the investment

6. amortization schedule

7. amortization period

双语例句：

1. We need to calculate the monthly amortization of the loan over a period of five years.

2. The repayment of the investment will be amortized over a period of five years.

3. The debt will be amortized over a period of 10 years, starting from the date of repayment.

4. The cost of the equipment will be amortized over a period of three years.

5. The interest on the loan will be amortized over a period of six months.

6. The amortization schedule for the property purchase is included in the contract.

7. The repayment of the loan will be calculated based on the amortization period and the interest rate.

英文小作文：

Amortization of Loan

When we take out a loan, we need to repay it in full or in installments over a certain period of time. One of the ways to calculate the repayment amount is through amortization, which means to pay back the debt in equal installments over a period of time.

For example, if we take out a loan of $10,000 for a period of five years, we need to calculate how much we will pay each month to amortize the debt evenly over that period of time. This amount will include the principal and interest repayment, which is usually higher than just the interest repayment for longer-term loans.

Amortization is also used to calculate the cost of an investment or asset over a certain period of time, such as when purchasing a property or equipment. In this case, the cost will be divided into equal installments over a certain period of time, which helps us budget and plan for future expenses.

Amortization schedules are usually included in loan contracts and property purchase agreements to help us understand how much we will pay each month and how long it will take to repay the loan or pay off the investment. Understanding amortization schedules can help us make informed decisions when taking out loans or investing in assets.