credit card

credit card的音标是[ˈkredɪt kɑːd]；基本翻译是信用卡；速记技巧是card可以结合credit一起记。

Credit card的英文词源：credit意为信用，card意为卡片。因此，credit card意为信用卡片，是银行发行的一种卡片，持卡人可以在上面消费，并在一定时间内还款，不需要携带大量现金。

变化形式：credit card的复数形式是credit cards。

相关单词：

1. Debit card：借记卡，其英文词源debit意为借方，因此借记卡是一种从银行账户中扣除相应金额的卡片。

2. Prepaid card：预付卡，其英文词源prepay意为预付，因此预付卡需要在发行前预先支付费用，可以在上面消费。

3. Rechargeable card：可充值的卡片，其英文词源是rechargeable意为可再充电的，因此这种卡片可以再次充值使用。

4. E-card：电子卡片，随着互联网的发展，电子卡片逐渐取代了传统的纸质卡片。

5. Multi-currency card：多币种卡，可以用于多种货币的消费。

6. Virtual card：虚拟卡片，不是真正的实体卡片，可以在网络上使用。

7. Unified payment card：统一支付卡，是一种可以用于多种支付方式的卡片，如线上支付、线下支付等。

8. Smart card：智能卡，是一种内置芯片的卡片，可以存储信息并进行数据处理。

9. Contactless card：非接触式卡片，是一种可以在一定距离内进行无线接触的卡片，通常用于支付和身份验证等应用。

10. Chip and PIN card：芯片和个人识别号码卡，是一种带有芯片的卡片，通常用于身份验证和支付等应用。这种卡片在欧洲地区较为常见。

常用短语：

1. apply for a credit card

申请信用卡

2. cancel a credit card

取消信用卡

3. charge a purchase

刷卡消费

4. overdraft on credit card

信用卡透支

5. credit card fraud

信用卡诈骗

6. credit card interest rate

信用卡利率

7. credit card security

信用卡安全

例句：

1. I applied for a credit card yesterday and was accepted.

我昨天申请了一张信用卡，被批准了。

2. I just charged a new TV to my credit card.

我刚用信用卡刷卡买了一台新电视。

3. I always pay my credit card in full to avoid overdraft.

我总是全额付款以避免透支。

4. I reported the credit card fraud to the police.

我向警方报了信用卡诈骗案。

5. The interest rate on my credit card is very high.

我的信用卡利率很高。

6. Please be sure to protect your credit card information.

请一定要保护好您的信用卡信息。

英文小作文：

I have a credit card which I use frequently for shopping and traveling. It is a convenient way to pay for goods and services without carrying cash. With a credit card, I can make purchases online or in stores without worrying about carrying too much cash or carrying change. It also provides me with flexibility in paying for my expenses, as I can make payments in installments or pay off the balance quickly according to my budget. However, using a credit card also comes with risks, such as overspending, fraud, and high interest rates. Therefore, it is important to be responsible and use the card wisely to avoid any financial problems.