credit insurance

credit insurance的音标为[ˈkredɪt ˈɪnsɪə(r)]，基本翻译为“信用保险”，速记技巧为：信用保险是针对债务人不能按合同约定或依照法律规定履行债务，致使债权人利益受到损失时，由保险公司向债权人赔偿的保险。

Credit insurance的英文词源是credit，意为信用，insurance意为保险。因此，credit insurance的含义为信用保险，指的是为被保险人(债务人)因没有按约定如期履行债务提供保障的保险。

变化形式：

过去式：credit

过去分词：credited

现在分词：crediting

复数：credits

相关单词：

1. credit card信用卡 - 信用卡是信用保险的一种应用。

2. bad credit不良信用 - 这是一个负面评价，表示信用记录不佳。

3. overdraft保险柜 - overdraft是另一种信用保险的应用，指的是透支保险。

4. mortgage insurance房屋保险 - 房屋保险包括了抵押贷款的保险。

5. life insurance生命保险 - 生命保险也涉及到人的信用，比如信用卡欠款人的生命保险。

以上这些单词都与credit insurance有关，涵盖了信用保险的各种应用和概念。

常用短语：

1. credit insurance coverage

2. purchase credit insurance

3. credit insurance policy

4. claim on credit insurance

5. under credit insurance

6. credit insurance claim

7. insurance for credit risk

例句：

1. I purchased credit insurance to protect against the risk of non-payment.

2. The company underwrote a policy of credit insurance for their clients.

3. If something goes wrong with the goods, I can make a claim on my credit insurance.

4. The credit insurance policy covered us against all risks of loss or damage.

5. The credit insurance claim was processed quickly and efficiently.

6. We need to consider whether to take out credit insurance to protect our business against risks.

7. The credit risk is constantly changing, so we need to keep up with the latest insurance policies and procedures.

英文小作文：

Credit Insurance - Protection for Businesses in Uncertain Times

Credit insurance is a vital tool for businesses operating in an unpredictable marketplace. When faced with the risk of non-payment, businesses can rely on credit insurance to safeguard their assets and maintain their cash flow.

From protecting against payment defaults to covering losses due to supply chain issues, credit insurance offers businesses a comprehensive solution to the risks they may encounter in their daily operations. By taking out credit insurance, companies can rest assured that they are prepared for any eventuality, allowing them to focus on growing their business rather than worrying about financial losses.

However, it is important to note that credit insurance is not a substitute for good risk management practices. Companies must remain vigilant and proactive in monitoring their customers’ creditworthiness to avoid any potential issues down the road. By combining credit insurance with sound risk management, businesses can confidently navigate uncertain times and emerge stronger than ever.