annualized

annualized的音标是[ˌænjʊəlaɪzd]，基本翻译是“按年计算的，年度的”，速记技巧是“an+u+al+ized”。

annualized的英文词源为拉丁语annus和动词词尾-alize。它表示“每年化的”，即把一个周期或频率变成每年都有的。

annualized的变化形式主要有两种。一种是名词形式，annual，表示“年度的，每年的”，在句子中可以作主语、宾语、定语等。另一种是形容词形式，annualized，表示“按年计算的，每年的”，在句子中作表语或定语。

相关单词有：annual report年度报告、annual income年收入、annual leave年假、annual budget年度预算、annual return年度报表、annual tax年度税、annual cycle年度周期、annualized growth rate年增长率、annualized return on investment年投资回报率等。这些单词都与annualized这个词汇有直接关联，描述了与年度相关的各种概念和现象。

常用短语：

1. annualized growth rate

2. annualized return on investment

3. annualized salary

4. annualized tax

5. annualized interest rate

6. annualized dividend

7. annualized loss

例句：

1. The company"s profits have been steadily increasing at a 20% annualized rate over the past five years.

2. The investment has an annualized return on investment of 15%.

3. The salary for this job is $50,000 per year, which is approximately 3% higher than the annualized salary for the average job in the industry.

4. The interest rate on this loan is 5%, which is an annualized rate of 6%.

5. The dividend for this stock is $0.5 per share, which is an annualized dividend of $2.4 per year.

6. The loss for the quarter was $5 million, which is an annualized loss of approximately $20 million.

7. The company"s cash flow has been consistently negative over the past few years, indicating that it is experiencing an annualized loss.

英文小作文：

Annualized Returns and the Importance of Risk Management

Risk management is crucial in investing, as it helps us assess the potential risks and rewards of various investments. One aspect of risk management that is particularly important is annualizing returns, which helps us understand how a particular investment may perform over time.

Annualizing returns means taking a return and converting it into a yearly amount. For example, if a stock has a one-time gain of $1,000, annualizing it would mean converting that gain into a yearly amount of $833, assuming a 52-week year. This helps us understand how much money we can expect to receive over time, and how much risk we are taking on by investing in a particular asset class.

Annualizing returns also helps us compare investments and understand their relative risk-adjusted returns. For example, if two investments have similar one-time returns but one has a higher annual return, it may be a better investment choice overall. Conversely, if one investment has a higher annual return but a lower one-time return, it may be more volatile and require more risk management to avoid significant losses in the future.

In conclusion, annualizing returns is an essential aspect of risk management that helps us understand how investments may perform over time and compare them with other investments in the market. It is crucial to assess the potential risks and rewards of various investments and make informed decisions based on our risk tolerance and investment goals.