amortized

amortized的音标是[ə"mɔːtɪzd]，基本翻译是摊还的，分摊的。在记忆这个单词时，可以结合词组和语境来加强记忆。例如，可以尝试将单词分解成不同的部分，如“amor”表示“分期付款”，“tot”表示“总数”，这样就可以理解为一个分期付款的过程被摊平到了总付款次数上。同时，可以结合实际生活中的例子来加强记忆，例如在讨论房屋贷款或分期付款时，可以想象每次支付的金额被均匀地分摊到整个贷款期限的过程。通过这样的方式，可以更有效地记住这个单词的含义和拼写。

Amortized的英文词源为法语，意为“分期偿还”。其变化形式为amort，常用于描述某物在使用过程中逐渐磨损或消耗的过程。

相关单词：

1. Amortization：分期偿还，是金融领域中的一个概念，指的是将长期负债在一定时间内分期偿还的过程。

2. Amortization Schedule：分期偿还计划表，是记录债务分期偿还的表格，帮助债务人更好地管理自己的财务。

3. Amortization Loan：分期偿还贷款，是一种贷款方式，借款人只需按期偿还本金和利息，无需一次性支付大额款项。

此外，与amortized相关的单词还有amortization debt（分期偿还债务）、amortization period（分期偿还期限）、amortization rate（分期偿还率）等。这些单词都与金融领域中的分期偿还概念有关，可以帮助人们更好地理解和管理自己的财务状况。

Amortized短语：

1. Amortized cost - 分摊成本

2. Amortized time - 分摊时间

3. Amortized interest - 分期利息

4. Amortized value - 分期价值

5. Amortization schedule - 分期付款计划

6. Amortization period - 分期付款期限

7. Amortization process - 分期付款过程

双语例句：

1. The amortized cost of the software license is calculated based on usage over the next year.

该软件的许可使用费按一年内使用情况分摊。

2. The amortization period for the loan is 5 years, which means that the interest will be paid over that period.

该贷款的分期付款期限为5年，这意味着在此期间分期支付利息。

3. The amortization schedule for the property is reviewed regularly to ensure that it is being paid in a timely manner.

定期审查该物业的分摊付款计划，以确保其按时支付。

英文小作文：

Amortization of a Loan

Amortization refers to the process of paying off a debt over a period of time, usually in installments. This process is commonly used for loans, where the interest is paid over a period of time to reduce the overall cost of borrowing.

When we take out a loan, we agree to pay back the principal amount and any interest that accrues over a certain period of time. The amortization schedule shows us how much we owe at each payment date, and how much we will owe at the end of the repayment period.

By paying off the loan in installments, we can spread out the cost of borrowing over time and avoid paying interest for an extended period of time. This is especially helpful for individuals or businesses that may not have immediate access to large sums of money, but need it for a short-term project or need.

In conclusion, amortization is a crucial aspect of debt repayment that helps us manage our finances effectively and avoid high interest rates.