credit limit

credit limit的音标是[ˈkredɪt ˈlɪmɪt]；基本翻译是信用限额；速记技巧是可以用拼音联想速记法来记，limit可联想为限制，信用就是限制人们透支，因此信用限额就是限制人们透支的额度。

Credit limit这个词的词源可以追溯到拉丁语creditum，意为“信用额度”。它的变化形式主要有limitum（limit的过去分词形式，用于构成限定词）和creditum（credit的过去分词形式，用于构成名词）。

相关单词：

Limit：意为“限制”或“界线”，与credit limit一起构成“信用额度”的概念。

Credit：意为“信用”或“信任”，是credit limit的核心组成部分。

Credit card：意为“信用卡”，是使用信用额度的凭证。

Credit rating：意为“信用评级”，是对个人或公司信用状况的评估。

Credit score：意为“信用分数”，也是对个人或公司信用状况的评估，通常用于银行和金融领域。

Credit risk：意为“信用风险”，指因债务人违约而给债权人带来的风险。

Overdraft：意为“透支”，是一种超出信用额度的行为。

Overlimit：意为“超过信用额度”，是超过credit limit的表述。

Unlimited：意为“无限的”，与credit limit相反，表示没有限制。

Limiting：意为“限制的”或“限定的”，与credit limit构成反义词，表示限制或限定。

常用短语：

1. credit limit on account

2. set credit limit

3. exceed credit limit

4. credit limit exceeded

5. credit card limit

6. overdraft limit

7. approve for a credit limit

例句：

1. The bank has set a credit limit of $10,000 for the customer.

2. The customer has exceeded their credit limit and will need to make payment soon.

3. I applied for a credit card with a $5,000 limit and was approved.

4. The company"s overdraft limit has been exceeded and they will need to make immediate repayments.

5. The bank has increased my credit card limit to $20,000 after I made some improvements to my credit score.

6. We need to review our overdraft and credit limits to ensure we can handle any unexpected expenses.

7. The company"s creditworthiness has been assessed and a new credit limit has been set at $50,000.

英文小作文：

标题：Credit Limit and Its Importance in Business Transactions

Credit limit is a crucial factor in business transactions, especially when dealing with large-scale projects or transactions that involve multiple parties. It ensures that all parties involved can fulfill their obligations while maintaining trust and reliability between each other. If a credit limit is exceeded, it can pose a significant challenge for the business to continue the transaction smoothly, as it may affect the reputation of the company and its ability to secure future business opportunities. Therefore, it is essential to carefully assess the creditworthiness of each party involved in a transaction and set an appropriate credit limit accordingly. This helps to ensure a successful and profitable business relationship.